College Money Tips:30 College Money Saving Tips
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College Cash for Free
Quick Tips to Cut College Costs
More Ways to Save Money in College
College Spending Tips
Save Money on Textbooks
Hidden Costs of College
Tuition Free Colleges
Graduate School Admission & Financial Aid
Car Insurance Discounts
5 Jobs Students can get Now!
529 College Savings Plans
College Students Credit Cards
Financial Aid HelpPELL Grants
Your Financial Aid Award
College Students Financial Aid
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Financial Aid Secrets
Student Loan TipsManaging Student Loans
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College Students & Credit Cards
College can be a costly endeavor, but well worth it at the end. The problem is, a lot of college students end up with student loan debt that is piled high. You don't want to add to that debt unless you have to. If you are a college student and don't have a credit card, just wait, you will get many offers. Be aware of the dangers of having credit cards and using them as a college student.
The less debt you have at the end of college, the better. College students need to watch what they purchase with credit cards. Don't buy movie tickets. Don't pay for pizza. Avoid using your credit card for fun purchases. You will be repaying this over time. How many years do you want to have to pay off all those pizzas? 20 years?
While in college, you should use your credit card only as a stop gap measure to pay for needed things in college. Books can be expensive. Buying textbooks for college can be a good use for your credit card. But, if you can pay for these out of your financial aid, avoid putting them on a credit card. Do not waste your financial aid cash on fun, and put your textbooks on a credit card!
Choosing a credit card in college.
Find the cheapest interest rate. Ask!
The payment plan on college credit cards
Ways to avoid problems with college student credit cards
Your college may offer financial managment classes for students. Take one.
Final word on college students and credit cards