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Money for College Secrets

With college getting more expensive, college students need to look for unique ways of raising cash for college.

Tap into your relatives for money for college
Grandparents are a good bet to hit up for cash. But they won't know you are looking for college money unless you ask! Don't forget aunts and uncles. Remember how they helped you with little silly fund raising school projects? You are a better fund raising prospect!

New tax deductions put more cash back in your pocket
The deduction for college expenses has increased. Make sure mom and dad know this if they claim you. If you claim yourself, take it as well!

Colleges are giving bigger awards
The federal government is giving larger Pell Grants. Many private schools are actually increasing their financial aid packages. This is in spite of state schools making budget cuts. Sometimes a private college means lower out of pocket expenses.

City and Community Colleges are a bargain
If you go full time to a community college, and get financial aid. You will leave yourself with money in the bank. The cost of a community college is far less.

Federal Loans are bigger and easier to repay.
Federal Student loans have increased. A freshman can now borrow up to $5,500. Plus, the interest rate will be low, and you will have all sorts of options in paying it off.

A trick in selling college to your parents
Because you will be living away from home, your parent's expenses at home will decrease in proportion. If you can convince them that you living away from home can mean a cost saving at home of $3,000 to $5,000, they may go for chipping in more. In other words, tell them they will not be buying your meals, clothes, and spending money on utilities at home.

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